What is the maximum benefit?
Up to $10,000 CAD per case, regardless of actual funeral cost. If costs exceed $10,000, the family covers the difference. If costs are lower, the surplus is donated by Muwasat toward the construction of new masajid in Canada.
Who actually performs the funeral services?
In the Greater Toronto Area, Muwasat coordinates with licensed Islamic funeral providers who deliver Ghusl, kafan, transportation, burial coordination, and related services in accordance with Islamic tradition and provincial law. Outside the GTA, including in the United States, the family arranges services with the nearest mosque or licensed funeral provider, and Muwasat reimburses approved invoices up to the $10,000 CAD limit.
How do I notify Muwasat of a death?
Call one of our two death-notification mobile numbers immediately: +1 (647) 540-0050 or +1 (905) 966-2912. The faster we know, the faster we can act.
Does Muwasat cover deaths in the United States?
Yes. For a covered death in the United States, the family may choose either repatriation to Canada for burial or burial in the United States. The $10,000 CAD coverage limit applies to either option. The family submits invoices to Muwasat, and approved reimbursement is issued in Canadian dollars.
What does Muwasat NOT cover?
Deaths outside Canada and the United States are not automatically covered, although the Board may consider exceptional cases on a goodwill basis. Repatriation from outside North America, costs above $10,000 CAD, family travel, post-funeral gatherings, and benefits for members still in their waiting period or in suspended status are not covered. See the Policy and Membership Agreement for full details.
Can a visiting parent be covered?
A visiting parent may be considered for coverage if they pass away while in Canada or the United States, up to the $10,000 CAD limit. You must notify Muwasat before the parent arrives and state how long they will stay. The parent must stay with you under your direct responsibility. Requests made after arrival are not accepted, and a parent staying with a sibling or another family member is not covered under your membership. Coverage is granted at the Board's discretion, is not automatic, and the Board's decision is final. If the parent passes away in the United States, support may be used for burial in the United States or repatriation to Canada, but not for repatriation to a third country outside North America.
